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Our mission is to empower consumers by providing online access to an extensive range of insurance policies which can be compared and purchased with confidence.
Insurance Watch is a Corporate Authorised Representative of Synchron AFSL 243313.
Testimonials
"Thanks so much for your work on this - I will definitely recommend Insurance Watch to others. The whole process has been very painless!" - Bec (NSW).
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Open 24hrs, Open 365 Days, Open Monday - Friday
Accidental Death, Income Protection, Superannuation, Total & Permanent Disablement, Trauma
Business, Family, Individuals, Partnerships
Australian Owned, Free Quotes, Licensed
Discount Life Insurance, ClearView, AMP, MLC, Life Insurance Advice, CommInsure, Asteron, SMSF Insurance, Cashback, Zurich, BT, Compare Premiums, MetLife, Life Insurance Broker, AIA, Life Insurance Companies, Insurance for super funds, Online Life Insurance Quotes, OnePath, TAL, NEOS, Integrity
Yes. Usually only persons with Australian permanent residency status or who are in the process of applying for permanent residency will be considered for insurance. For new immigrants to Australia there may be a period of established occupation and income required before income protection or TPD cover is provided.
Yes. All of the Life/TPD policies quoted on our website can be owned and paid for by a SMSF for one of their members. Some insurers offer discounts where related persons apply with them.
For Life, TPD and Trauma policies the answer is generally no. However income protection premiums are generally tax deductible in the year they are paid. This means that if your marginal tax rate is 30% you will effectively receive a tax refund of 30% of your premium when you complete your tax return.
Life insurance companies have in recent years relaxed their medical requirements. If you are under 45 you can generally apply for up to $2.5 million of life insurance cover or income protection up to $6500 a month without any medicals. Having said this, if you disclose a medical condition in your application the insurer may still request a report from your doctor, medical exam or blood test in order to obtain more information about this.
