Northern Co-operative Housing Society

As the name suggests the Northern Co-operative Housing Society is an association formed by Co-operative Housing Societies (CHS’s) in order to enable the sharing of costs, source loan products on a group basis, and to enable co-operation in areas such as training, professional development and legislative compliance. The Association also provides a single point of contact in dealings with Government and prudential supervisors, two key stakeholders in the industry.

Northern Co-operative Housing Society have over an 80 year history of assisting low to moderate income earners to purchase their own home. They do this by partnering with Government to provide loans on more favourable terms to those available from Banks, Building Societies, and securitised lenders. As access to Government home purchase projects have been severely restricted in recent times most CHS’s have also sought to diversify their businesses by also operating as a mortgage broker and offering general home loan and investment loan products through our branches.