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Handy tips

How to pawn an item at the pawn shop

Need some quick cash? If you have an attic or basement full of stuff that has value but is only gathering dust, you might have considered heading to a pawnbroker near you. Today, we’re taking you through the basic process of pawning an item.

Pawnshops offer collateral-based loans - meaning the loan is secured by something of value. You take in something you own, and if the pawnbroker is interested, he will offer you a loan. The pawnbroker then keeps your item until you repay the loan. The loan amount will likely be a small fraction of the item’s actual value.
You can sell your item to the pawnshop outright, but pawnbrokers are usually less enthusiastic about selling because loans offer much more profit for the pawnbroker.
You will receive a pawn ticket. Don’t lose this! Not only is it the receipt for your item, but it also summarises the terms of your loan: fees, expiration date, description of your item, etc.You will receive a pawn ticket. Don’t lose this! Not only is it the receipt for your item, but it also summaries the terms of your loan: fees, expiration date, description of your item, etc.
Afterwards, you can return to pay the balance plus fees. If you don’t return the loan, the pawnshop keeps your item.

Interested in dealing with a local pawn shop? Browse our extensive listings and find the nearest pawn shop in your area.