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This business servicing Yannathan is a local SME in the Home Loans category. We are a team of friendly and reliable mortgage brokers. Happiness of our clients is our number one priority. Purchasing a new home or refinancing can be a stressful time. We work closely with our clients through the whole lending process to ensure our clients have a stress free lending experience. We are highly respected in the community with an extremely good reputation. As mortgage brokers we find you the best lender ; loan to suit your needs. We offer an end to end service, from the first appointment where we find out what you are looking to achieve, to submitting an application to settlement day and then reviews for years to come once your mortgage is settled. No need sitting on hold to 1800 numbers and trying to explain to bank tellers what you are trying to achieve. We will discuss the pros and cons of your lenders options and compare these against your current home loan to assist you in making the Rightchoice Mortgages ; Leasing Pty Ltd with your refinance. We will assist you with making the right choice with your finance.
Considerations when engaging with a mortgage advisor
We’ve assembled some guidelines to help you prepare for your first mortgage broker advice appointment.
- Confirm the type of buyer you are. Are you an investor or owner occupier? Is this your first home?
- Consider the types of rates that are out there. Most loan structures have either a fixed or variable interest rates, or a combination of both. Consider whether you have the cash flow or income to service a ‘principal and interest’ repayment as opposed to an ‘interest-only’ repayment.
- Consider your cash flow story. What is your weekly surplus? Are you spending too much on what you don’t need? Is your income expected to change in the near future due to reasons such as maternity leave?
- Consider whether you want to take a higher loan to value ratio and pay lender’s mortgage insurance. This allows you to access more money, but the loan will be more expensive.
Mortgage companies require a lot of information about your preferences and situation to select a suitable loan for you. With this guide in mind, why not browse our local listings for the most popular local mortgage brokers in your area.
Rightchoice Mortgages & Leasing Pty Ltd
Home Loans
Let Us Help You Make The Right Choice With Your Finance