Confirm the type of buyer you are. Are you an investor or owner occupier? Is this your first home?
Consider the types of rates that are out there. Most loan structures have either a fixed or variable interest rates, or a combination of both. Consider whether you have the cash flow or income to service a ‘principal and interest’ repayment as opposed to an ‘interest-only’ repayment.
Consider your cash flow story. What is your weekly surplus? Are you spending too much on what you don’t need? Is your income expected to change in the near future due to reasons such as maternity leave?
Consider whether you want to take a higher loan to value ratio and pay lender’s mortgage insurance. This allows you to access more money, but the loan will be more expensive.

Mortgage companies require a lot of information about your preferences and situation to select a suitable loan for you. With this guide in mind, why not browse our local listings for the most popular local mortgage brokers in your area.

North Brisbane Mortgage Brokers

Mortgage Brokers, Windsor, QLD 4030

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Unit 2 132 Lutwyche Rd, Windsor, QLD, 4030

6.39km

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My Finance Network

Mortgage Brokers, Mt Gravatt East, QLD 4122

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Unit 4 20 Creek Rd, Mount Gravatt East, QLD, 4122

6.48km

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First Choice Finance Group

Mortgage Brokers, Hendra, QLD 4011

Mortgage Choice in Windsor

Mortgage Brokers, Windsor, QLD 4030

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14 Newmarket Rd, Windsor, QLD, 4030

6.6km

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AFG

Mortgage Brokers, South Brisbane, QLD 4101

Mortgage Choice

Mortgage Brokers, New Farm, QLD 4005

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Not provided

Legal ID: ACL: 382869

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Mortgage Choice

Mortgage Brokers, South Brisbane, QLD 4101

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Not provided

Legal ID: ACL: 382869

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Mortgage Choice

Mortgage Brokers, Albion, QLD 4010

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Not provided

Legal ID: ACL: 382869

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Mortgage Choice

Mortgage Brokers, Clayfield, QLD 4011

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Not provided

Shop 1 / 695 Sandgate Rd, Clayfield, QLD, 4011

7.14km

Legal ID: ACL: 382869

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Mortgage Choice

Mortgage Brokers, Kelvin Grove, QLD 4059

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Not provided

Legal ID: ACL: 382869

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Mortgage Choice

Mortgage Brokers, Spring Hill, QLD 4000

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Not provided

Legal ID: ACL: 382869

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All Loans Group Pty Ltd

Mortgage Brokers, Brisbane City, QLD 4000

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Richard Norris, our Principal Broker has over 30 Years in the Finance and Banking Industry, so has a wealth of experience to apply to your unique requirements.

Level 3 355 Queen St, Brisbane City, QLD, 4000

4.97km

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