Confirm the type of buyer you are. Are you an investor or owner occupier? Is this your first home?
Consider the types of rates that are out there. Most loan structures have either a fixed or variable interest rates, or a combination of both. Consider whether you have the cash flow or income to service a ‘principal and interest’ repayment as opposed to an ‘interest-only’ repayment.
Consider your cash flow story. What is your weekly surplus? Are you spending too much on what you don’t need? Is your income expected to change in the near future due to reasons such as maternity leave?
Consider whether you want to take a higher loan to value ratio and pay lender’s mortgage insurance. This allows you to access more money, but the loan will be more expensive.

Mortgage companies require a lot of information about your preferences and situation to select a suitable loan for you. With this guide in mind, why not browse our local listings for the most popular local mortgage brokers in your area.

Aussie

Mortgage Brokers, Christies Beach, SA 5165

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Shop 11/ 50 Esplanade, Christies Beach, SA, 5165

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131.84km

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ANZ Mobile Lending Noarlunga

Mortgage Brokers, Mclaren Vale, SA 5171

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South Coast Lending

Mortgage Brokers, Goolwa, SA 5214

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Open until 3:30pm

31A Cadell St, Goolwa, SA, 5214

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139.56km

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Mortgage Choice

Mortgage Brokers, Morphett Vale, SA 5162

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Open until 5:00pm

3a 279- 285 Main South Rd, Morphett Vale, SA, 5162

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137.35km

Legal ID: ACL: 382869

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HOW TO HOME LOAN

Mortgage Brokers, Seacliff, SA 5049

Open by appt

Crossing Road Mortgages

Mortgage Brokers, Aberfoyle Park, SA 5159

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Open by appt

Legal ID: 391237

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Mortgage Choice

Mortgage Brokers, Glenelg, SA 5045

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680 Anzac Hwy, Glenelg, SA, 5045

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146.58km

Legal ID: ACL: 382869

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Wendy Higgins Finance

Mortgage Brokers, Glenelg East, SA 5045

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670 Anzac Hwy, Glenelg East, SA, 5045

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146.68km

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AAA Mortgage Solutions

Mortgage Brokers, Morphett Vale, SA 5162

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Commercial And Residential Finance

Mortgage Brokers, Glengowrie, SA 5044

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140 Morphett Rd, Glengowrie, SA, 5044

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147.12km

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J & H FINANCE

Mortgage Brokers, Hackney, SA 5069

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Open until 6:00pm

Deal with loan application from beginning to end, liaise with the lender, help make the process as smooth as possible. NO FEES for HOME LOAN service.

35 North Tce, Hackney, SA, 5069

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157.56km

Legal ID: 438339

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Positive Home Loans

Mortgage Brokers, Edwardstown, SA 5039

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Open until 7:00pm

1/962 South Road, Edwardstown, SA, 5039

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150.22km

Legal ID: 391040

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Select Finance

Mortgage Brokers, Queenstown, SA 5014

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Specialising in 2nd mortgages, bridging finance, construction, development, equity loans, home loans, investment loans, low doc/no doc loans, rural, self employ

185 Port Rd, Queenstown, SA, 5014

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155.07km

Legal ID: ACL390089

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