Confirm the type of buyer you are. Are you an investor or owner occupier? Is this your first home?
Consider the types of rates that are out there. Most loan structures have either a fixed or variable interest rates, or a combination of both. Consider whether you have the cash flow or income to service a ‘principal and interest’ repayment as opposed to an ‘interest-only’ repayment.
Consider your cash flow story. What is your weekly surplus? Are you spending too much on what you don’t need? Is your income expected to change in the near future due to reasons such as maternity leave?
Consider whether you want to take a higher loan to value ratio and pay lender’s mortgage insurance. This allows you to access more money, but the loan will be more expensive.

Mortgage companies require a lot of information about your preferences and situation to select a suitable loan for you. With this guide in mind, why not browse our local listings for the most popular local mortgage brokers in your area.

Vantage Financial

Mortgage Brokers, Brisbane City, QLD 4000

More info

Level 6/10 Felix St, Brisbane, QLD, 4000

7.85km

View Website

More info

AFG

Mortgage Brokers, South Brisbane, QLD 4101

Direct Deal Finance

Mortgage Brokers, Auchenflower, QLD 4066

Mortgage Choice

Mortgage Brokers, The Gap, QLD 4061

More info

Not provided

Legal ID: ACL: 382869

Call

More info

Mortgage Choice

Mortgage Brokers, Kelvin Grove, QLD 4059

More info

Not provided

Legal ID: ACL: 382869

Call

More info

Mortgage Choice

Mortgage Brokers, Chermside, QLD 4032

More info

Not provided

Legal ID: ACL: 382869

Call

More info

Mortgage Choice

Mortgage Brokers, Chermside, QLD 4032

More info

Not provided

Suite 5, 832 Gympie Road Cnr Hamilton Road, Chermside, QLD, 4032

6.09km

Legal ID: ACL: 382869

Call

More info

Mortgage Choice

Mortgage Brokers, Albion, QLD 4010

More info

Not provided

Legal ID: ACL: 382869

Call

More info

Mortgage Choice

Mortgage Brokers, Aspley, QLD 4034

More info

Not provided

Legal ID: ACL: 382869

Call

More info

Mortgage Choice

Mortgage Brokers, South Brisbane, QLD 4101

More info

Not provided

Legal ID: ACL: 382869

Call

More info

Mortgage Choice

Mortgage Brokers, Clayfield, QLD 4011

More info

Not provided

Shop 1 / 695 Sandgate Rd, Clayfield, QLD, 4011

7.44km

Legal ID: ACL: 382869

Call

More info

Mortgage Choice

Mortgage Brokers, Spring Hill, QLD 4000

More info

Not provided

Legal ID: ACL: 382869

Call

More info

Leo Bozzi

Mortgage Brokers, Chermside, QLD 4032

More info

5.0

(1)

1/ 29 Mermaid St, Chermside, QLD, 4032

5.93km

Call

View Website

More info

All Loans Group Pty Ltd

Mortgage Brokers, Brisbane City, QLD 4000

More info

Richard Norris, our Principal Broker has over 30 Years in the Finance and Banking Industry, so has a wealth of experience to apply to your unique requirements.

Level 3 355 Queen St, Brisbane City, QLD, 4000

7.46km

Call

More info