Anyone over 18 years of age and that is an Australian citizen can open an account online. Horizon Bank has transformed, adapted and evolved over the years ever since it began in 1964 with the goal of creating the best quality products and services for all of our members.

27 Stewart St, Wollongong, NSW, 2500

|

6.59km

More info

27 Stewart St, Wollongong, NSW, 2500

|

6.59km

Legal ID: Horizon Credit Union Ltd ABN 66 087 650 173 AFSL and Australian Credit Licence Number 240573 trading as Horizon Bank

27 Stewart St, Wollongong, NSW, 2500

|

6.59km

Embrace Financing

Mortgage Brokers, Farmborough Heights, NSW 2526

Easyplan Financial Services

Mortgage Brokers, North Wollongong, NSW 2500

Less info

Open until 5:00pm

39 Montague St, North Wollongong, NSW, 2500

|

8.02km

Legal ID: Experienced team

Call

View Website

Less info

Mortgage Success

Mortgage Brokers, Wollongong, NSW 2500

Mortgage Choice - Billy Boulton

Mortgage Brokers, Dapto, NSW 2530

More info

Open until 5:00pm

9/ 47-51 Baan Baan St, Dapto, NSW, 2530

|

6.16km

Legal ID: ACL: 382869

Call

View Website

More info

Illawarra Capital Finance

Mortgage Brokers, Dapto, NSW 2530

More info

Open until 5:00pm

Shop 2 2 Bong Bong Rd, Dapto, NSW, 2530

|

6.33km

Legal ID: Local & reliable

Call

More info

Handy tips

Considerations when engaging with a mortgage advisor

We’ve assembled some guidelines to help you prepare for your first mortgage broker advice appointment.

Confirm the type of buyer you are. Are you an investor or owner occupier? Is this your first home?
Consider the types of rates that are out there. Most loan structures have either a fixed or variable interest rates, or a combination of both. Consider whether you have the cash flow or income to service a ‘principal and interest’ repayment as opposed to an ‘interest-only’ repayment.
Consider your cash flow story. What is your weekly surplus? Are you spending too much on what you don’t need? Is your income expected to change in the near future due to reasons such as maternity leave?
Consider whether you want to take a higher loan to value ratio and pay lender’s mortgage insurance. This allows you to access more money, but the loan will be more expensive.

Mortgage companies require a lot of information about your preferences and situation to select a suitable loan for you. With this guide in mind, why not browse our local listings for the most popular local mortgage brokers in your area.