Confirm the type of buyer you are. Are you an investor or owner occupier? Is this your first home?
Consider the types of rates that are out there. Most loan structures have either a fixed or variable interest rates, or a combination of both. Consider whether you have the cash flow or income to service a ‘principal and interest’ repayment as opposed to an ‘interest-only’ repayment.
Consider your cash flow story. What is your weekly surplus? Are you spending too much on what you don’t need? Is your income expected to change in the near future due to reasons such as maternity leave?
Consider whether you want to take a higher loan to value ratio and pay lender’s mortgage insurance. This allows you to access more money, but the loan will be more expensive.

Mortgage companies require a lot of information about your preferences and situation to select a suitable loan for you. With this guide in mind, why not browse our local listings for the most popular local mortgage brokers in your area.

Club Financial Services Pty Ltd

Mortgage Brokers, Kent Town, SA 5067

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Level 2 18 Dequetteville Tce, Kent Town, SA, 5067

5.21km

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Chase Finance Pty Ltd

Mortgage Brokers, Kent Town, SA 5067

Samuel Finance

Mortgage Brokers, Adelaide, SA 5000

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4 191 Pulteney St, Adelaide, SA, 5000

5.7km

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Save U Car Loans - Car Finance Brokers

Mortgage Brokers, Gilles Plains, SA 5086

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695 North East Rd, Gilles Plains, SA, 5086

5.83km

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Cherry Home loans, Innovation House

Mortgage Brokers, Mawson Lakes, SA 5095

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50- Mawson Lakes Blvd, Mawson Lakes, SA, 5095

6.87km

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AFG

Mortgage Brokers, Parkside, SA 5063

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5/ 62 Glen Osmond Rd, Parkside, SA, 5063

7.48km

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AAA Mortgage Solutions

Mortgage Brokers, Mawson Lakes, SA 5095

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Suite 5/ 32 - 36 Metro Parade, Mawson Lakes, SA, 5095

7.77km

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VN Finance

Mortgage Brokers, Croydon Park, SA 5008

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Shop 1/ 113-131 Days Rd, Croydon Park, SA, 5008

4.38km

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MKB FINANCIAL SERVICES PTY LTD

Mortgage Brokers, Adelaide, SA 5000

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91 King William St, Adelaide, SA, 5000

5.65km

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2nd Chance Mortgages

Mortgage Brokers, Adelaide, SA 5000

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Westpac House 91 King William St, Adelaide, SA, 5000

5.65km

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Century 21 Home Loans

Mortgage Brokers, Adelaide, SA 5000

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1 195 Wakefield St, Adelaide, SA, 5000

5.92km

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Tailored Options Finance

Mortgage Brokers, Adelaide, SA 5000

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251 Waymouth St, Adelaide, SA, 5000

6.07km

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Mortgage Brokers

Mortgage Brokers, Adelaide, SA 5000

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92A Halifax St, Adelaide, SA, 5000

6.39km

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Australian Mortgage Brokers

Mortgage Brokers, Adelaide, SA 5000

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92A Halifax St, Adelaide, SA, 5000

6.39km

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DBDFinance Pty Ltd

Mortgage Brokers, Adelaide, SA 5000

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Suite 11 118 Halifax St, Adelaide, SA, 5000

6.39km

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Finance Partners Pty Ltd

Mortgage Brokers, Dulwich, SA 5065

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190 Fullerton Rd, Dulwich, SA, 5065

7.02km

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Money Supermarket

Mortgage Brokers, Unley, SA 5061

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36 Unley Rd, Unley, SA, 5061

7.53km

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Propel Finance Group Pty Ltd

Mortgage Brokers, Kent Town, SA 5067

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Access Home Loans

Mortgage Brokers, Adelaide, SA 5000

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83 King William St, Adelaide, SA, 5000

5.6km

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Aussie Prospect

Home Loans, Sefton Park, SA 5083

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239 Main North Rd, Sefton Park, SA, 5083

1.11km

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Milestone Mortgages Pty Ltd

Home Loans, Manningham, SA 5086

Open until 5:30pm

Business & Private Financial Services Pty Ltd

Finance Brokers, Beverley, SA 5009

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Open by appt

Over 20 years of experience in consumer & business finance. Home, investment, SMSF & business loans. Masters degree qualified. Licences ASIC, FBAA, Finsure.