When looking to select a home mortgage loan, there’s a sea of options available. Here’s a breakdown of the most common types of home loans available to borrowers.

Variable rate loans: the go-to option for many homebuyers. Interest rates change depending on the Reserve Bank’s cash rate. Many variable loan products have a redraw facility, offset account and extra repayments facility.
Fixed rate loans: this type of loan locks in your interest rate for a set period at a rate above the current variable rate. Borrowers who worry about affordability may prefer having a set rate.
Interest only loans: popular with property investors, it allows you to own your own abode without much in your piggy bank.
Low deposit home loans: with some extra interest and costs, homebuyers can access the real estate market with lower savings.

Before selecting your home loan, don’t forget to seek professional advice from an independent mortgage broker or financial advisor. Why not have a look through our online directory for easy home loans near you.

Sirkam

Mortgage Brokers, Templestowe Lower, VIC 3107

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6 Killarny Rd, Templestowe Lower, VIC, 3107

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1.13km

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EVA Finance

Mortgage Brokers, Templestowe Lower, VIC 3107

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4/ 32 Foote St, Templestowe Lower, VIC, 3107

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836m

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Kam Biz Mortgage Services

Mortgage Brokers, Doncaster, VIC 3108

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13 Kelly St, Doncaster, VIC, 3108

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2.2km

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Mortgage Choice Boroondara

Mortgage Brokers, Balwyn North, VIC 3104

Mear Cain

Mortgage Brokers, Doncaster, VIC 3108

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47 Botanic Dr, Doncaster, VIC, 3108

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2.72km

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JadeTree

Mortgage Brokers, Doncaster East, VIC 3109

Loancraft Pty Ltd

Mortgage Brokers, Templestowe, VIC 3106

PMA Finance

Mortgage Brokers, Bulleen, VIC 3105

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Suite 4 79 Manningham Rd, Bulleen, VIC, 3105

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1.86km

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Brighton Street Financial Services Pty Ltd

Mortgage Brokers, Doncaster, VIC 3108

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166 Church Rd, Doncaster, VIC, 3108

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3.06km

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Runxin Pty Ltd

Mortgage Brokers, Mont Albert North, VIC 3129

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Universal Wealth Management Pty Ltd

Mortgage Brokers, Viewbank, VIC 3084

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14 Fosbery Crst, Viewbank, VIC, 3084

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4.23km

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Easy-Fast Homeloan

Mortgage Brokers, Doncaster, VIC 3108

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Robinson Financial Solutions Pty Ltd

Mortgage Brokers, Heidelberg, VIC 3084

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Lvl 2/ 119 Burgundy St, Heidelberg, VIC, 3084

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4.14km

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Nab

Banks & Financial Institutions, Bulleen, VIC 3105

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Open until 9:00pm

83 Manningham Rd, Bulleen, VIC, 3105

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1.86km

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Nab

Banks & Financial Institutions, Doncaster, VIC 3108

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Open until 9:00pm

Doncaster Shoppingtown Shop G 043 619 Doncaster Rd, Doncaster, VIC, 3108

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2.58km

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Pillar Stone Consulting

Home Loans, Box Hill, VIC 3128

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Open until 6:00pm

I am mortgage broker with over 10 years experience. I will help find solution to meet your funding requirements and structure it in the way suits you.

Unit 403 991 Whitehorse Rd, Box Hill, VIC, 3128

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6.06km

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