Local Home Loans in Smithfield QLD

Suncorp Banking

Banks & Financial Institutions, Smithfield, QLD 4878

Open until 4:30pm

Shop 115 Smithfield Shopping Centre Corner Cook & Kennedy Highways, Cairns, QLD, 4878

|

2.01km

Handy tips

Different types of home loans

When looking to select a home mortgage loan, there’s a sea of options available. Here’s a breakdown of the most common types of home loans available to borrowers.

Variable rate loans: the go-to option for many homebuyers. Interest rates change depending on the Reserve Bank’s cash rate. Many variable loan products have a redraw facility, offset account and extra repayments facility.
Fixed rate loans: this type of loan locks in your interest rate for a set period at a rate above the current variable rate. Borrowers who worry about affordability may prefer having a set rate.
Interest only loans: popular with property investors, it allows you to own your own abode without much in your piggy bank.
Low deposit home loans: with some extra interest and costs, homebuyers can access the real estate market with lower savings.

Before selecting your home loan, don’t forget to seek professional advice from an independent mortgage broker or financial advisor. Why not have a look through our online directory for easy home loans near you.

OJW Enterprises Pty Ltd

Mortgage Brokers, Redlynch, QLD 4870

Unit 3/ 7 Tenni St, Redlynch, QLD, 4870

|

7.49km

RAMS Home Loans

Home Loans, Cairns City, QLD 4870

Open until 8:00pm

Cairns Penny Savings & Loans

Home Loans, Cairns City, QLD 4870

Banking where you belong - since 1899

22-24 Grafton St, Cairns, QLD, 4870

|

14.79km

Premier Property Solutions

Home Loans, Westcourt, QLD 4870

172 Mulgrave Rd, Westcourt, QLD, 4870

|

13.93km

Prue Chirio Mortgage Choice Cairns

Home Loans, Manunda, QLD 4870

1/ 7 Anderson St, Manunda, QLD, 4870

|

12.28km

Money3 Corporation Limited

Home Loans, Cairns City, QLD 4870

Shop 13a 157 Mulgrave Rd, Cairns, QLD, 4870

|

14.17km

Premier Mortgage Solutions

Home Loans, Westcourt, QLD 4870

172 Mulgrave Rd, Westcourt, QLD, 4870

|

13.93km

City Edge Finance

Home Loans, Edge Hill, QLD 4870

4/132 Collins Ave, Edge Hill, QLD, 4870

|

10.47km

Cairns Home Loans

Home Loans, Westcourt, QLD 4870

140 Mulgrave Rd, Westcourt, QLD, 4870

|

13.92km

Mortgage Australia

Home Loans, Cairns City, QLD 4870

QPF Finance Group Cairns

Mortgage Brokers, Parramatta Park, QLD 4870

Open until 5:00pm

Level 1, 228 Draper Street, Parramatta Park, QLD, 4870

|

14.47km

Andrew 'Jack' Walker

Mortgage Brokers, Cairns City, QLD 4870

Open by appt

QPF Finance Group Cairns

Mortgage Brokers, Earlville, QLD 4870

Smyth Finance - Simon Smyth

Mortgage Brokers, Cairns City, QLD 4870

Open by appt

Legal ID: Auth Credit Rep Number 437411

HPW Home Loans

Mortgage Brokers, Cairns City, QLD 4870

Suite 4/ 61 McLeod St, Cairns, QLD, 4870

|

13.79km

Yellow Brick Road

Mortgage Brokers, Westcourt, QLD 4870

154-156 Mulgrave Rd, Westcourt, QLD, 4870

|

13.92km

Legal ID: Quality Financial Advice

Horizon Financial

Mortgage Brokers, Cairns City, QLD 4870

126 Sheridan St, Cairns, QLD, 4870

|

13.63km

Liberty Cairns - Garry Sciberras

Mortgage Brokers, Cairns North, QLD 4870

Mortgage Choice

Mortgage Brokers, Manunda, QLD 4870

Open until 5:00pm

Legal ID: ACL: 382869

Mortgage Choice

Mortgage Brokers, Cairns City, QLD 4870

Open until 5:00pm

Legal ID: ACL: 382869

Elite Lending Solutions

Mortgage Brokers, Mooroobool, QLD 4870

11 Oceanview Pl, Mooroobool, QLD, 4870

|

13.01km

Investors Choice Lending NQ Pty Ltd

Mortgage Brokers, Brinsmead, QLD 4870

20 Greendale Cl, Brinsmead, QLD, 4870

|

10.36km

City Edge Finance

Mortgage Brokers, Edge Hill, QLD 4870

4/132 Collins St, Edge Hill, QLD, 4870

|

10.47km

All Lending & Finance

Mortgage Brokers, Redlynch, QLD 4870

14 Cashmere Ct, Redlynch, QLD, 4870

EAKINS Finance

Mortgage Brokers, Cairns City, QLD 4870

Suite 6 Suite 6/88 Abbott St, Cairns, QLD, 4870

|

14.03km

Lending Hand Finance

Mortgage Brokers, Cairns City, QLD 4870

Hobbs Financial Services

Mortgage Brokers, Westcourt, QLD 4870

Ibessa Finance

Mortgage Brokers, Portsmith, QLD 4870

Suite 6 111 Spence St, Portsmith, QLD, 4870

|

14.72km