When looking to select a home mortgage loan, there’s a sea of options available. Here’s a breakdown of the most common types of home loans available to borrowers.

Variable rate loans: the go-to option for many homebuyers. Interest rates change depending on the Reserve Bank’s cash rate. Many variable loan products have a redraw facility, offset account and extra repayments facility.
Fixed rate loans: this type of loan locks in your interest rate for a set period at a rate above the current variable rate. Borrowers who worry about affordability may prefer having a set rate.
Interest only loans: popular with property investors, it allows you to own your own abode without much in your piggy bank.
Low deposit home loans: with some extra interest and costs, homebuyers can access the real estate market with lower savings.

Before selecting your home loan, don’t forget to seek professional advice from an independent mortgage broker or financial advisor. Why not have a look through our online directory for easy home loans near you.

Stokes & Maker Financial Services

Mortgage Brokers, Brighton, VIC 3186

Mortgage Choice

Mortgage Brokers, Beaumaris, VIC 3193

More info

Open until 5:00pm

4 East Con, Beaumaris, VIC, 3193

4.29km

Legal ID: ACL: 382869

Call

More info

The Mortgage Place

Mortgage Brokers, Bentleigh East, VIC 3165

More info

1/ 7 Dega Ave, Bentleigh East, VIC, 3165

4.2km

Call

More info

Lend A Loan Pty Ltd

Mortgage Brokers, Brighton, VIC 3186

Vigilance Financial Services

Mortgage Brokers, Bentleigh East, VIC 3165

More info

Call

More info

D.A.T.A FINANCIAL

Mortgage Brokers, Cheltenham, VIC 3192

More info

Level 1 324A Charman Rd, Cheltenham, VIC, 3192

4.12km

Call

More info

K R Consulting

Mortgage Brokers, Bentleigh, VIC 3204

More info

71 Tucker Rd, Bentleigh, VIC, 3204

4.19km

Call

More info

Bayside Mortgage Services

Mortgage Brokers, Brighton East, VIC 3187

More info

453 Nepean Hwy, Brighton East, VIC, 3187

5.06km

Call

More info

Melba Mortgage Broker

Mortgage Brokers, Brighton, VIC 3186

More info

Call

More info

Oz Lend

Mortgage Brokers, Bentleigh East, VIC 3165

More info

159B East Boundary Rd, Bentleigh East, VIC, 3165

5.38km

Call

More info

Amity Finance

Mortgage Brokers, Brighton, VIC 3186

More info

239 Bay St, Brighton, VIC, 3186

5.41km

Call

More info

Purton & Associates

Mortgage Brokers, Parkdale, VIC 3195

More info

1/ 61 Como Parade East, Parkdale, VIC, 3195

6.64km

Call

More info

Regal Wealth Management

Mortgage Brokers, Carnegie, VIC 3163

More info

325 Koornang Rd, Carnegie, VIC, 3163

6.78km

Call

More info

Mortgage Wisdom

Mortgage Brokers, Carnegie, VIC 3163

More info

328 Koornang Rd, Carnegie, VIC, 3163

6.9km

Call

More info

Nova Capital

Mortgage Brokers, Elsternwick, VIC 3185

More info

562 Glen Huntly Rd, Elsternwick, VIC, 3185

7.38km

Call

More info

Liberty Marlon Plavin – Mortgage Broker Glen Huntly

Mortgage Brokers, Glen Huntly, VIC 3163

More info

Call

More info

Novare Finance Group Pty Ltd

Finance Brokers, Cheltenham, VIC 3192

More info

Suite 102 75 Tulip St, Cheltenham, VIC, 3192

1.95km

Call

View Website

More info

Grange Finance Pty Ltd

Home Loans, Caulfield North, VIC 3161

More info

With over 30 lenders to choose from, Grange Finance will give you the power to choose your interest rate. Call today for a free no obligation consultation.

15 Bond St, Caulfield North, VIC, 3161

8.8km

Legal ID: Australian Credit Licence (386734)

Call

View Website

More info