When looking to select a home mortgage loan, there’s a sea of options available. Here’s a breakdown of the most common types of home loans available to borrowers.

Variable rate loans: the go-to option for many homebuyers. Interest rates change depending on the Reserve Bank’s cash rate. Many variable loan products have a redraw facility, offset account and extra repayments facility.
Fixed rate loans: this type of loan locks in your interest rate for a set period at a rate above the current variable rate. Borrowers who worry about affordability may prefer having a set rate.
Interest only loans: popular with property investors, it allows you to own your own abode without much in your piggy bank.
Low deposit home loans: with some extra interest and costs, homebuyers can access the real estate market with lower savings.

Before selecting your home loan, don’t forget to seek professional advice from an independent mortgage broker or financial advisor. Why not have a look through our online directory for easy home loans near you.

Pinpoint Finance

Mortgage Brokers, Hawthorn, VIC 3122

DIRECT MORTGAGES.COM.AU

Mortgage Brokers, Melbourne St Kilda Road, VIC 3004

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1 Queens Rd, Melbourne, VIC, 3004

2.98km

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Thatcher Finance

Mortgage Brokers, Hawthorn, VIC 3122

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86 Hawthorn Gr, Hawthorn, VIC, 3122

2.98km

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Bower & Co. Advisory

Mortgage Brokers, Melbourne, VIC 3000

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Level 5 171 Collins St, Melbourne, VIC, 3000

3.12km

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Loan Market - Michael Sudarski

Mortgage Brokers, Melbourne St Kilda Road, VIC 3004

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Level 4 468 St. Kilda Rd, Melbourne St Kilda Road, VIC, 3004

3.13km

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Liberty Fitzroy - Jason Reynolds

Mortgage Brokers, Fitzroy, VIC 3065

Clover Financial Solutions

Mortgage Brokers, Hawthorn, VIC 3122

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Suite 4 529 Burwood Rd, Hawthorn, VIC, 3122

3.4km

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With Cashback

Mortgage Brokers, Melbourne, VIC 3000

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Level 14 Suite 1 10-16 Queen St, Melbourne, VIC, 3000

3.56km

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Aussie Mortgage Broker - Geoffrey McDonald

Mortgage Brokers, Southbank, VIC 3006

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Level 10 28 Freshwater Pl, Southbank, VIC, 3006

3.57km

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Finspo

Mortgage Brokers, Fitzroy, VIC 3065

Mortgage Point Pty Ltd

Mortgage Brokers, Toorak, VIC 3142

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37 May Rd, Toorak, VIC, 3142

2.81km

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AFG

Mortgage Brokers, South Melbourne, VIC 3205

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19/ 60 Albert Rd, South Melbourne, VIC, 3205

3.12km

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Club Financial Services North Melbourne

Mortgage Brokers, Melbourne St Kilda Road, VIC 3004

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Suite 1 Level 15 499 St Kilda Rd, Melbourne, VIC, 3004

3.15km

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Rate Detective Pty Ltd

Mortgage Brokers, Prahran, VIC 3181

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Part 1, First Floor/240 Chapel Street, Prahran, VIC, 3181

3.23km

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ANZ Mortgages Servicing

Mortgage Brokers, Melbourne, VIC 3000

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Collins Street West Post Office, Melbourne, VIC, 3000

3.61km

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Red Rock Mortgages

Mortgage Brokers, Melbourne, VIC 3000

Fox Symes

Mortgage Brokers, Melbourne, VIC 3000

The Australian Lending & Investment Centre

Mortgage Brokers, Melbourne, VIC 3000

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Palladio Capital Pty Ltd

Mortgage Brokers, Fitzroy, VIC 3065

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230 Brunswick St, Fitzroy, VIC, 3065

3.22km

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Mortgage Zone

Mortgage Brokers, South Yarra, VIC 3141

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364A Toorak Rd, South Yarra, VIC, 3141

2.02km

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BLVD Finance

Mortgage Brokers, Toorak, VIC 3142

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489 Toorak Rd, Toorak, VIC, 3142

2.15km

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Super Finance SMSF

Mortgage Brokers, South Yarra, VIC 3141

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Level 1 122 Toorak Rd, South Yarra, VIC, 3141

2.18km

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Loan Market

Mortgage Brokers, Toorak, VIC 3142

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6 Stonehaven Ct, Toorak, VIC, 3142

2.64km

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Beyond The Banks

Mortgage Brokers, Collingwood, VIC 3066

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34 Stanley St, Collingwood, VIC, 3066

2.76km

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Loanworx Group

Mortgage Brokers, Melbourne St Kilda Road, VIC 3004

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412 St Kilda Rd, Melbourne St Kilda Road, VIC, 3004

2.9km

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Plan Australia

Mortgage Brokers, Melbourne, VIC 3000

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Level 10 101 Collins St, Melbourne, VIC, 3000

2.94km

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Loan Market

Mortgage Brokers, Kew, VIC 3101

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Xenium Mortgage Centre Vic

Mortgage Brokers, Melbourne, VIC 3000

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Level 1 108-116 Bourke St, Melbourne, VIC, 3000

3.13km

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Local Home Loans in Richmond VIC

279 Results for Home Loans Near You

My Financial Freedom

Australian Secured & Managed Mortgages

AXTON Finance

RHG Mortgages

Yellow Brick Road Prahran

Mortgage Choice

Hfinance

Handy tips

Different types of home loans

Pinpoint Finance

DIRECT MORTGAGES.COM.AU

Thatcher Finance

Bower & Co. Advisory

Loan Market - Michael Sudarski

Liberty Fitzroy - Jason Reynolds

Clover Financial Solutions

With Cashback

Aussie Mortgage Broker - Geoffrey McDonald

Finspo

Mortgage Point Pty Ltd

AFG

Club Financial Services North Melbourne

Rate Detective Pty Ltd

ANZ Mortgages Servicing

Red Rock Mortgages

Fox Symes

The Australian Lending & Investment Centre

Palladio Capital Pty Ltd

Mortgage Zone

BLVD Finance

Super Finance SMSF

Loan Market

Beyond The Banks

Loanworx Group

Plan Australia

Loan Market

Xenium Mortgage Centre Vic

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