When looking to select a home mortgage loan, there’s a sea of options available. Here’s a breakdown of the most common types of home loans available to borrowers.

Variable rate loans: the go-to option for many homebuyers. Interest rates change depending on the Reserve Bank’s cash rate. Many variable loan products have a redraw facility, offset account and extra repayments facility.
Fixed rate loans: this type of loan locks in your interest rate for a set period at a rate above the current variable rate. Borrowers who worry about affordability may prefer having a set rate.
Interest only loans: popular with property investors, it allows you to own your own abode without much in your piggy bank.
Low deposit home loans: with some extra interest and costs, homebuyers can access the real estate market with lower savings.

Before selecting your home loan, don’t forget to seek professional advice from an independent mortgage broker or financial advisor. Why not have a look through our online directory for easy home loans near you.

Structured Finance Specialists Pty Ltd

Home Loans, Malvern, VIC 3144

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126/ 23 Milton Parade, Malvern, VIC, 3144

4.23km

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Choice Home Loans

Home Loans, Camberwell, VIC 3124

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Level 3/ 695 Burke Rd, Camberwell, VIC, 3124

5.18km

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Choice Home Loans

Home Loans, Bentleigh East, VIC 3165

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1 Bovec Ct, Bentleigh East, VIC, 3165

5.44km

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Absolute Financial Services

Home Loans, Burwood, VIC 3125

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1 Bennett St, Burwood, VIC, 3125

5.54km

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Finance Wholesale Partners

Home Loans, Oakleigh East, VIC 3166

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1 Tullius Ave, Oakleigh East, VIC, 3166

5.55km

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Refund Home Loans

Home Loans, Mt Waverley, VIC 3149

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iRefund

Home Loans, Hawthorn East, VIC 3123

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L 2 737 Burwood Rd, Hawthorn East, VIC, 3123

6.19km

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eSelect Finance

Home Loans, Hawthorn East, VIC 3123

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Suite 508/ 737 Burwood Rd, Hawthorn East, VIC, 3123

6.2km

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AFN Residential Finance

Home Loans, Hawthorn East, VIC 3123

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Ground Floor Pacific Tower 737 Burwood Rd, Hawthorn East, VIC, 3123

6.21km

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Liberation Loans Pty Ltd

Home Loans, Prahran, VIC 3181

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536 Malvern Rd, Prahran, VIC, 3181

6.26km

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AL FORTUNE CHANNEL PTY LTD

Home Loans, Canterbury, VIC 3126

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Level 1 21 Shierlaw Ave, Canterbury, VIC, 3126

6.3km

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Mobile Mortgage Service

Home Loans, Brighton East, VIC 3187

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Grange Finance Australia PTY LTD

Mortgage Brokers, Camberwell, VIC 3124

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With over 30 lenders to choose from, Grange Finance will give you the power to choose your interest rate. Call today for a free no obligation consultation.

Legal ID: Australian Credit Licence (386734)

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Deals Mortgage

Mortgage Brokers, Bentleigh East, VIC 3165

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Deals Mortgage is one of the leading mortgage broker based in Melbourne, providing First Home Buyer loans, Property and Commercial Loans for Individuals.

Legal ID: 384324

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