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Find the Best Home Loans Near You, Lesley, WA 6111



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Should you get low deposit home loans?

For many, saving up for a deposit can be enormously daunting. As housing prices continue to climb year after year, many potential homeowners look at low deposit home loans to access the real estate market. Here’s what you need to know about low deposit loans.

Low deposit home loans are offered by some banks and lenders, offering loans with only a 5-15% deposit. For example, with a $500,000 home, a 90% loan to value ratio means the buyer pays $50,000 and the bank pays $450,000. This means fewer savings needed to purchase a house (negating future interest repayments).

Of course, with this accessibility comes a few negatives. These home mortgage loans are considered high risk by the lender, so they will scrutinise your financials carefully. They also come with higher monthly repayments and higher interest rates. Many lenders also slap on Lender’s Mortgage Insurance, which is insurance you pay on behalf of the bank should you fail to meet mortgage payments.

Ultimately, the ball is in your court. Keep the above in mind as you search for easy home loans near you.

Average rating for Home Loans in Lesley and surrounding suburbs

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3.2

Based on 19 reviews of 14 businesses on this page

Based on 19 reviews of 14 businesses

on this page

1
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Nearby Locations

We have 358 results for Home Loans in LESLEY, WA available in the Yellow Pages® directory. You can refine and sort your search for LESLEY Home Loans by distance, specialty or service options. You can also use the interactive map of LESLEY to find the exact location of the business and get directions from wherever you are.

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Home Loans in WA
Home Loans in Lesley, WA 6111

Servicing

The following businesses may not be located in Lesley, WA 6111 but service the area

Better Choice Mortgage Services

Mortgage Brokers

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