When looking to select a home mortgage loan, there’s a sea of options available. Here’s a breakdown of the most common types of home loans available to borrowers.

Variable rate loans: the go-to option for many homebuyers. Interest rates change depending on the Reserve Bank’s cash rate. Many variable loan products have a redraw facility, offset account and extra repayments facility.
Fixed rate loans: this type of loan locks in your interest rate for a set period at a rate above the current variable rate. Borrowers who worry about affordability may prefer having a set rate.
Interest only loans: popular with property investors, it allows you to own your own abode without much in your piggy bank.
Low deposit home loans: with some extra interest and costs, homebuyers can access the real estate market with lower savings.

Before selecting your home loan, don’t forget to seek professional advice from an independent mortgage broker or financial advisor. Why not have a look through our online directory for easy home loans near you.

australian mortgage brokers

Mortgage Brokers, Croydon, VIC 3136

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Australian Finance Options

Mortgage Brokers, Ferntree Gully, VIC 3156

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10 Greenaway Dr, Ferntree Gully, VIC, 3156

6.16km

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RCR Finance Pty Ltd

Mortgage Brokers, Croydon, VIC 3136

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280A Maroondah Hwy, Croydon, VIC, 3136

6.46km

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Manage My Mortgage

Mortgage Brokers, Nunawading, VIC 3131

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3 Milton St, Nunawading, VIC, 3131

6.95km

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selection finance

Mortgage Brokers, Forest Hill, VIC 3131

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9 Mahoneys Rd, Forest Hill, VIC, 3131

6.99km

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Mortgage Choice

Mortgage Brokers, Forest Hill, VIC 3131

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15 Mahoneys Rd, Forest Hill, VIC, 3131

7km

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Liberty Adviser Kamal Chadha Mortgage Broker Knoxfield

Mortgage Brokers, Knoxfield, VIC 3180

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Pacific Mortgage Brokers

Mortgage Brokers, Knoxfield, VIC 3180

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1567 Ferntree Gully Rd, Knoxfield, VIC, 3180

7.29km

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Australian Finance Options

Mortgage Brokers, Ferntree Gully, VIC 3156

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Homefree Mortgages

Mortgage Brokers, Ferntree Gully, VIC 3156

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Green Light Finance

Finance Brokers, Heathmont, VIC 3135

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1 Ross Crst, Heathmont, VIC, 3135

1.2km

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Homeloans R Us

Home Loans, Rowville, VIC 3178

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Open until 7:00pm

We have over 30 years Banking experience to know how to find the right solutions. We analyse each transaction to maximize the benefit to the client.

Legal ID: 443039

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Loan Saver Network

Home Loans, Scoresby, VIC 3179

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Open by appt

88/44 Lakeview Dr, Scoresby, VIC, 3179

9.73km

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Loan Comparison Genius

Home Loans, Wheelers Hill, VIC 3150

Liberty Warrandyte - Alan Casey

Home Loans, Warrandyte, VIC 3113

Open until 9:00pm

Pillar Stone Consulting

Home Loans, Box Hill, VIC 3128

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Open until 2:00pm

I am mortgage broker with over 10 years experience. I will help find solution to meet your funding requirements and structure it in the way suits you.

Unit 403 991 Whitehorse Rd, Box Hill, VIC, 3128

10.68km

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