When looking to select a home mortgage loan, there’s a sea of options available. Here’s a breakdown of the most common types of home loans available to borrowers.

Variable rate loans: the go-to option for many homebuyers. Interest rates change depending on the Reserve Bank’s cash rate. Many variable loan products have a redraw facility, offset account and extra repayments facility.
Fixed rate loans: this type of loan locks in your interest rate for a set period at a rate above the current variable rate. Borrowers who worry about affordability may prefer having a set rate.
Interest only loans: popular with property investors, it allows you to own your own abode without much in your piggy bank.
Low deposit home loans: with some extra interest and costs, homebuyers can access the real estate market with lower savings.

Before selecting your home loan, don’t forget to seek professional advice from an independent mortgage broker or financial advisor. Why not have a look through our online directory for easy home loans near you.

The Loan Arranger

Home Loans, Adelaide, SA 5000

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1st Floor 185 Wakefield St, Adelaide, SA, 5000

5.97km

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Finance Mutual Australia

Home Loans, Adelaide, SA 5000

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3/ 333 King St, Adelaide, SA, 5000

6.07km

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Better Mortgage Management

Home Loans, Adelaide, SA 5000

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Suite 25 61 Carrington House Ave, Adelaide, SA, 5000

6.13km

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Ortmann Neville

Home Loans, Adelaide, SA 5000

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130 Carrington St, Adelaide, SA, 5000

6.16km

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Red Finance Group

Home Loans, Felixstow, SA 5070

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413 Payneham Rd, Felixstow, SA, 5070

6.34km

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Home Loans & Finance Group

Home Loans, Norwood, SA 5067

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7 William St, Norwood, SA, 5067

6.46km

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Private Funds Management P/L

Home Loans, Adelaide, SA 5000

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182 Gillies St, Adelaide, SA, 5000

6.5km

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Adelaide Mortgage Adviser

Home Loans, Norwood, SA 5067

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81 The Parade Parade, Norwood, SA, 5067

6.88km

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Loan Avenue Pty Ltd

Home Loans, Keswick, SA 5035

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78 Richmond Rd, Keswick, SA, 5035

6.95km

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APR Financial Services

Home Loans, Wayville, SA 5034

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50 Greenhill Rd, Wayville, SA, 5034

7.01km

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Finance IQ

Home Loans, Unley, SA 5061

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Ste 1/ 1 King William Rd, Unley, SA, 5061

7.14km

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Collins Securities

Home Loans, Adelaide, SA 5000

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Financial Destiny

Home Loans, Kent Town, SA 5067

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Club Financial Services Pty Ltd

Home Loans, Adelaide, SA 5000

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J & H FINANCE

Mortgage Brokers, Hackney, SA 5069

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Open until 6:00pm

Deal with loan application from beginning to end, liaise with the lender, help make the process as smooth as possible. NO FEES for HOME LOAN service.

35 North Tce, Hackney, SA, 5069

5.47km

Legal ID: 438339

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Select Finance

Mortgage Brokers, Queenstown, SA 5014

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Specialising in 2nd mortgages, bridging finance, construction, development, equity loans, home loans, investment loans, low doc/no doc loans, rural, self employ

185 Port Rd, Queenstown, SA, 5014

6.68km

Legal ID: ACL390089

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