Local Home Loans in Drysdale VIC

69 Results for Home Loans Near You







South Coast Financial Services

Mortgage Brokers, Newtown, VIC 3220

Surfcoast Lending

Mortgage Brokers, Geelong, VIC 3220

GSC Finance Solutions

Mortgage Brokers, Grovedale, VIC 3216

Cosimfree Homeloans

Mortgage Brokers, Highton, VIC 3216

Handy tips

Should you get low deposit home loans?

For many, saving up for a deposit can be enormously daunting. As housing prices continue to climb year after year, many potential homeowners look at low deposit home loans to access the real estate market. Here’s what you need to know about low deposit loans.

Low deposit home loans are offered by some banks and lenders, offering loans with only a 5-15% deposit. For example, with a $500,000 home, a 90% loan to value ratio means the buyer pays $50,000 and the bank pays $450,000. This means fewer savings needed to purchase a house (negating future interest repayments).

Of course, with this accessibility comes a few negatives. These home mortgage loans are considered high risk by the lender, so they will scrutinise your financials carefully. They also come with higher monthly repayments and higher interest rates. Many lenders also slap on Lender’s Mortgage Insurance, which is insurance you pay on behalf of the bank should you fail to meet mortgage payments.

Ultimately, the ball is in your court. Keep the above in mind as you search for easy home loans near you.

Nab

Banks & Financial Institutions, Ocean Grove, VIC 3226

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Banks & Financial Institutions, Newcomb, VIC 3219

Bendigo Bank

Banks & Financial Institutions, Portarlington, VIC 3223

Nab

Banks & Financial Institutions, Geelong West, VIC 3218

Nab

Banks & Financial Institutions, Geelong, VIC 3220

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Banks & Financial Institutions, Bell Park, VIC 3215

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Banks & Financial Institutions, Belmont, VIC 3216

Open until 6:00pm

Advance Finance Pty Ltd

Finance Brokers, Geelong, VIC 3220

Bendigo Bank

Banks & Financial Institutions, Ocean Grove, VIC 3226

Barling Finance Pty Ltd

Finance Brokers, Belmont, VIC 3216

1.0

(1)

Legal ID: ACL 38988

Bendigo Bank

Banks & Financial Institutions, Corio, VIC 3214

Bendigo Bank

Banks & Financial Institutions, Geelong West, VIC 3218

Bendigo Bank

Banks & Financial Institutions, Geelong, VIC 3220

Bendigo Bank

Banks & Financial Institutions, Geelong, VIC 3220

Bendigo Bank

Banks & Financial Institutions, Belmont, VIC 3216

Bendigo Bank

Banks & Financial Institutions, Lara, VIC 3212

Bendigo Bank

Banks & Financial Institutions, Geelong, VIC 3220

Bendigo Bank

Banks & Financial Institutions, Geelong, VIC 3220

Burke Britton Financial Partners

Financial Planning, Geelong West, VIC 3218

Closed

Legal ID: We are compliant with regulations

Elders Financial Planning

Financial Planning, Belmont, VIC 3216

Legal ID: Wide range of investments











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