Home Loans, Shellharbour, NSW 2529
Mortgage Brokers, Shellharbour City Centre, NSW 2529
Open by appt
One Of The Illawarra & South Coast's Most Experienced Mortgage Brokers
Legal ID: Credit Licence Number 377272
Banks & Financial Institutions, Wollongong, NSW 2500
Open until 5:00pm
Customer-Owned Banking
Legal ID: Horizon Credit Union Ltd ABN 66 087 650 173 AFSL and Australian Credit Licence Number 240573 trading as Horizon Bank
Banks & Financial Institutions, Albion Park, NSW 2527
Open until 5:00pm
Customer-Owned Banking
Legal ID: Horizon Credit Union Ltd ABN 66 087 650 173 AFSL and Australian Credit Licence Number 240573 trading as Horizon Bank
Financial Planning, Fairy Meadow, NSW 2519
Open until 5:00pm
Financial Advice and Accounting
Superannuation Fund, Annuity & Rollover Consultants, Shellharbour, NSW 2529
Financial Solutions Tailored To Individual Needs
For many, saving up for a deposit can be enormously daunting. As housing prices continue to climb year after year, many potential homeowners look at low deposit home loans to access the real estate market. Here’s what you need to know about low deposit loans.
Low deposit home loans are offered by some banks and lenders, offering loans with only a 5-15% deposit. For example, with a $500,000 home, a 90% loan to value ratio means the buyer pays $50,000 and the bank pays $450,000. This means fewer savings needed to purchase a house (negating future interest repayments).
Of course, with this accessibility comes a few negatives. These home mortgage loans are considered high risk by the lender, so they will scrutinise your financials carefully. They also come with higher monthly repayments and higher interest rates. Many lenders also slap on Lender’s Mortgage Insurance, which is insurance you pay on behalf of the bank should you fail to meet mortgage payments.
Ultimately, the ball is in your court. Keep the above in mind as you search for easy home loans near you.
Mortgage Brokers, Shellharbour City Centre, NSW 2529
Mortgage Brokers, Corrimal, NSW 2518
Open until 5:00pm
Legal ID: ACL: 382869
Mortgage Brokers, Russell Vale, NSW 2517
Mortgage Brokers, Corrimal, NSW 2518
Mortgage Brokers, Woonona, NSW 2517
Mortgage Brokers, Shellharbour City Centre, NSW 2529
Mortgage Brokers, Shellharbour, NSW 2529
Mortgage Brokers, Corrimal, NSW 2518
Finance Brokers, Wollongong, NSW 2500
Banks & Financial Institutions, Wollongong, NSW 2500
Open until 6:00pm
Banks & Financial Institutions, Dapto, NSW 2530
Open until 6:00pm
Banks & Financial Institutions, Fairy Meadow, NSW 2519
Banks & Financial Institutions, Shellharbour City Centre, NSW 2529
Open until 6:00pm
Banks & Financial Institutions, Corrimal, NSW 2518
Open until 6:00pm
Financial Planning, Wollongong, NSW 2500
Financial Planning, Wollongong, NSW 2500
Financial Planning, Fairy Meadow, NSW 2519
Financial Planning, Wollongong, NSW 2500
Banks & Financial Institutions, Shellharbour City Centre, NSW 2529
Banks & Financial Institutions, Oak Flats, NSW 2529
Banks & Financial Institutions, Shellharbour, NSW 2529
Financial Planning, Warilla, NSW 2528
Financial Planning, Shellharbour, NSW 2529
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Mortgage Brokers
One Of The Illawarra & South Coast's Most Experienced Mortgage Brokers