Home Loans, Berkeley Vale, NSW 2261
Home Loans, Erina, NSW 2250
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Mortgage Brokers, Erina, NSW 2250
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Home Loans, Wyong, NSW 2259
Mortgage Brokers, Tuggerah, NSW 2259
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Mortgage Brokers, Wyong, NSW 2259
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Mortgage Brokers, Tuggerah, NSW 2259
For many, saving up for a deposit can be enormously daunting. As housing prices continue to climb year after year, many potential homeowners look at low deposit home loans to access the real estate market. Here’s what you need to know about low deposit loans.
Low deposit home loans are offered by some banks and lenders, offering loans with only a 5-15% deposit. For example, with a $500,000 home, a 90% loan to value ratio means the buyer pays $50,000 and the bank pays $450,000. This means fewer savings needed to purchase a house (negating future interest repayments).
Of course, with this accessibility comes a few negatives. These home mortgage loans are considered high risk by the lender, so they will scrutinise your financials carefully. They also come with higher monthly repayments and higher interest rates. Many lenders also slap on Lender’s Mortgage Insurance, which is insurance you pay on behalf of the bank should you fail to meet mortgage payments.
Ultimately, the ball is in your court. Keep the above in mind as you search for easy home loans near you.
Mortgage Brokers, Mardi, NSW 2259
Mortgage Brokers, Berkeley Vale, NSW 2261
Mortgage Brokers, Berkeley Vale, NSW 2261
Mortgage Brokers, Tuggerah, NSW 2259
Banks & Financial Institutions, Tuggerah, NSW 2259
Open until 6:00pm
Home Loans, The Entrance, NSW 2261
Home Loans, Wyong, NSW 2259
Home Loans, Lisarow, NSW 2250
Home Loans, Woongarrah, NSW 2259
Home Loans, Wyong, NSW 2259
Home Loans, Gorokan, NSW 2263
Banks & Financial Institutions, Wyong, NSW 2259
Mortgage Brokers, Long Jetty, NSW 2261
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Home Loans, Erina, NSW 2250
Home Loans, Erina, NSW 2250
Home Loans, Lake Haven, NSW 2263
Home Loans, Forresters Beach, NSW 2260
Home Loans, Erina, NSW 2250
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Financial Planning, Tuggerah, NSW 2259
Mortgage Brokers, Erina, NSW 2250
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